I have been trying to establish a good budget. My issue is that my live-in girlfriend and I can not see eye to eye on anything. First, a little background. I own a house, have a steady job and make a good living. We have been together three years, since back in college. I am 26, she is 25. I studied economics, graduated and found employment immediately. She studied liberal/vocal arts, flunked out, has $50,000 in student loans. She also got in some trouble with her driving priviledges and owes some $3000 to get her license back.
Here are my issues:
My take home pay is roughly $2,500 after all healthcare, taxes and 401K deductions.
She watches our son during the day while I work, and she works about 15 hours per week at night and then I watch our son. We do this because child care costs are way too high.
I pay all my bills on time. Here are my expenditures.
Mortgage = 700
Electric = 100
Gas = 88
Water = 45
trash = 45
cell phones = 45
Internet = 39
Sewer = 30
Cable = 100
Groceries = 400
Dry cleaning/laundry=30
Gas, oil, car = 150
Auto Insurance = 40
Baby supplies = 60
Credit card = 25
Student Loan = 122
Fun stuff = 150
Leaves us with $331 each month for savings...I have been unable to actually save this though.
Owed:
Mortgage = 87000
Student Loans = 12000
Credit Card = 600
She believes she is destined to be a famous singer, and won't help me with any bills because she spends all the money she makes in her part time job on things for herself. She does not pay on her student loans either because she doesn't think the 400 she makes per month will even help.
We recently payed off her license issues for the 3000. My money, with her paying 100 back per month.
My question is this, she refuses to work anywhere that is not about singing...Currently works at a live music venue as a waitress... How do I get her to realize that I need her help if we are ever going to get ahead without crushing her dreams?
We are fighting constantly, she always wants to go out with friends and I tell her we can't afford babysitters or to go to bars because we have no money, and she thinks I am trying to be controlling with the money. Please help!!
I pay all the bills,
Here are my issues:
My take home pay is roughly $2,500 after all healthcare, taxes and 401K deductions.
She watches our son during the day while I work, and she works about 15 hours per week at night and then I watch our son. We do this because child care costs are way too high.
I pay all my bills on time. Here are my expenditures.
Mortgage = 700
Electric = 100
Gas = 88
Water = 45
trash = 45
cell phones = 45
Internet = 39
Sewer = 30
Cable = 100
Groceries = 400
Dry cleaning/laundry=30
Gas, oil, car = 150
Auto Insurance = 40
Baby supplies = 60
Credit card = 25
Student Loan = 122
Fun stuff = 150
Leaves us with $331 each month for savings...I have been unable to actually save this though.
Owed:
Mortgage = 87000
Student Loans = 12000
Credit Card = 600
She believes she is destined to be a famous singer, and won't help me with any bills because she spends all the money she makes in her part time job on things for herself. She does not pay on her student loans either because she doesn't think the 400 she makes per month will even help.
We recently payed off her license issues for the 3000. My money, with her paying 100 back per month.
My question is this, she refuses to work anywhere that is not about singing...Currently works at a live music venue as a waitress... How do I get her to realize that I need her help if we are ever going to get ahead without crushing her dreams?
We are fighting constantly, she always wants to go out with friends and I tell her we can't afford babysitters or to go to bars because we have no money, and she thinks I am trying to be controlling with the money. Please help!!
I pay all the bills,
Comment