Should I refi? Help me run the numbers

[jIM_Ohio]

100K at 5% for 15 years is a payment of 790.79

I had something close to this too.

[disneysteve]

I am so sick of refinancing, really. But it is a tremendous opportunity to lower costs. I just really would like this time to be the last time.

Same here. I don't really like the thought of going through the process again. This would be the 3rd time we've refinanced plus the original purchase, so our 4th mortgage on the house. I want to make sure it is really worth it before I go through it again.

[Gjowers]

There are some really great financial calculators here:

Financial Calculators from Dinkytown.net