Once out of debt....

[fruitbowlk]

Do you start on you car fund or you house fund? and yes the EF will be fully funded.

[PrincessPerky]

do have a house and car? We do so I sent most available to car to pay it off, and some to 'big stuff' that I knew would come up (like having our baby)

I might have done it different if I had no house... since they are getting cheaper these days I might prefer a down payment faster before the houses go back up.

[KGeary]

Do you start on you car fund or you house fund? and yes the EF will be fully funded.

If your car is reliable, save for the house. If your car is not reliable, save for the car (cheapest possible) and then start saving for the house.

[maat55]

As stated above, your car has a say in this. I would also, stick to cheap cars while building your house fund. A lot depends on how much you are saving and how much you need.